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Has "one small change" really made a difference in your life? Tell us about it!

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Most banks now offer online banking and investing, so you can access your account at your convenience - -24 hours a day, seven days a week. You can really save time, not to mention checks, stamps and paper, with online bill pay. Once you've set up your accounts, it's easy and very convenient to schedule your monthly payments for just about everything! Most services also offer easy to follow investing and online account management.

According to Ann Diamond, CFC, SWH speaker, "You can review your monthly statement, transfer funds - even manage your household budget, all online, without leaving the house." Check with your bank to see which services are offered, and be sure to check for security and privacy notifications.

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